Business Funding forStartups & Small Businesses
Finding the right business funding shouldn’t feel overwhelming.
At Strive Local, we help startups and small businesses access funding by connecting them with 25+ trusted lending partners. Instead of applying blindly to one lender, we help you explore multiple funding options tailored to your business goals, timeline, and qualifications.
One Application.Multiple Business Funding Options.
Many business owners get stuck applying to lenders that aren’t a good fit — leading to unnecessary rejections and wasted time.
Our approach is different.
We review your business profile and help match you with lenders that align with your specific situation, dramatically increasing approval odds and saving you time.
Credit Profile
Time in Business
Monthly Revenue
Funding Amount Needed
Speed vs Cost Priorities
Business Funding OptionsWe Help You Access
Based on your business profile, goals, and timeline, we help connect you with one or more of the following funding options:
Equipment Financing
Finance vehicles, machinery, tools, or technology without large upfront costs. Ideal for startups and growing businesses.
Working Capital
Flexible funding to support payroll, marketing, inventory, and cash flow needs.
Term Loans
Lump-sum funding with fixed repayment terms for expansion, refinancing, or major investments.
SBA Loans
Longer-term, lower-rate financing backed by the Small Business Administration for qualified businesses.
Real Estate Financing
Funding for Fix & Flip investments, Ground-Up construction, Bridge financing, and Rental properties.
Invoice Factoring
Access cash tied up in unpaid invoices to improve cash flow.
Business Line of Credit
Revolving access to capital — draw funds as needed and pay interest only on what you use.
Funding availability, terms, and amounts vary based on lender criteria and business qualifications.
Why Choose Strive Localfor Business Funding?
We’re not a lender — we’re your funding advocate.
Business owners work with Strive Local because we provide clarity, access, and strategic guidance throughout the funding process.
Access to 25+ Lending Partners
Access a wide network of funding options
Startup-Friendly Funding Options
Funding solutions tailored for startups and new businesses
Higher Approval Odds
Increased chances of funding approval with the right lender
Clear, Honest Guidance
We guide you every step of the way to make the process simple
No One-Size-Fits-All Lending
Every business gets funding options that fit their unique needs
Who This Is For
This Is a Good Fit If You:
- Are a startup or established business seeking funding
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Need capital for launch, growth, equipment, or cash flow
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Have been denied by a bank or aren’t sure where to start
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Want expert guidance instead of guessing
This May Not Be a Fit If You:
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You’re looking for personal (non-business) loans
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Your business is not yet formed or active
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You expect guaranteed approval regardless of qualifications
If you’re early-stage, we’ll help you understand what’s possible now — and what steps improve your funding options next.
3-Step Process
Step 1: Apply or Book a Call
Share basic details about your business and funding needs.
Step 2: We Match You With Options
We connect you with lenders aligned to your profile and goals.
Step 3: Choose & Get Funded
Review offers, select the best fit, and move forward confidently.
Business Funding FAQ
Will applying hurt my credit?
Some funding options begin with soft credit checks. We help guide you toward the least impactful path.
Can startups qualify for business funding?
Yes. Many funding options are available for startups depending on structure, revenue, and lender criteria.
How fast can I get funded?
Usually within 24 hours after a contract is executed and received. Some options can fund in days, while others take longer depending on the funding type.
How much funding can I qualify for?
Funding amounts vary based on revenue, time in business, and lender requirements.
How long does the approval process take?
Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
How do you provide value to my business?
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
Let’s Find the Right Business Fundingfor Your Next Step
Startup and Grow
Stop guessing and start exploring real funding options designed around your business.
Fill out the form below to get started!